Financial Forms

Document your security interest in a borrower's property with this Accounts Receivable Security Agreement template for Canadian lenders.

• The Agreement is part of the documentation that the borrower must provide to the lender, to secure a loan or line of credit.
• The Agreement grants the lender a security interest in all of the borrower's present and future personal property including inventory, equipment, accounts receivable and book debts.
• The form is governed by Canadian laws and can be used in any province or territory which has Personal Property Security Act legislation.
• Buy and download the template in MS Word format. Other formats available on request.

Prepare an Accredited Investors Checklist and Representation Letter for a private offering of securities with this downloadable template for Canadian securities.

• The checklist sets out all of the classifications of investors which are defined as accredited investors by National Instrument 45-106.
• Any person, corporation or entity subscribing for the securities must complete the form and return it to the issuer.
• The subscriber must also make certain representations to the issuer regarding whether they are a Canadian resident, and on what basis they are purchasing the securities.
• This template is available in MS Word format and can be easily edited to meet your needs.
• Intended for use only in Canada.

Prepare an Acknowledgement to be signed by an investor to acknowledge that no advice has been given to the investor with respect to an investment.

• This is a generic form which can be used anywhere.
• Click the Download button to download a copy of the form.
• Available in MS Word format.

This Acknowledgement of Payment form confirms that a promissory note has been paid in full.

• This form should be signed by the lender when the full amount of the loan has been paid.
• Available as a free downloadable MS Word document.
• This form is intended for use in Canada.

This Contract for Deed form allows the seller of a property in Alabama to assist the buyer by carrying part or all of the purchase price.

• The seller effectively becomes the mortgage lender for the balance of the purchase money.
• When the seller has received payment in full of the principal and interest, title to the property will be transferred over to the buyer.
• The seller has the right to take back the property if the buyer defaults on the payments.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• Available in MS Word format.
• This legal form is intended to be used solely within the State of Alabama.

Create an Alabama Mortgage Loan Agreement with this downloadable easy-to-use template form. 

Scope of the Template

Document a real estate mortgage loan and preserve your interest as a lender with this professionally drafted Alabama Mortgage Loan Contract Form. Designed for use by private lenders, banks and lending institutions, this customizable form helps secure repayment of an Alabama home purchase loan by placing a mortgage on the property.

This comprehensive Alabama Mortgage Agreement contains the key provisions commonly required to protect a lender's security interest while clearly outlining the rights and obligations of both borrower and lender.

Key Features

• Comprehensive Mortgage Covenants covering:
  • Monthly mortgage payments
  • Property taxes and assessments
  • Hazard and casualty insurance requirements
  • Existing liens and prior encumbrances
  • Occupancy as a principal residence
  • Maintenance and preservation of the property
  • Protection of the lender's security interest
  • Transfer or sale restrictions
    
    
• Borrower Representations and Warranties
  • Confirms the accuracy of information provided by the borrower.
  • Provides remedies if false, misleading, or incomplete information was submitted during the loan application process.

• Default and Acceleration Provisions

  • Defines events of default.
  • Allows the lender to accelerate the debt and demand immediate payment of the outstanding balance.
  • Includes remedies available to the lender upon borrower default.

• Power of Sale Protection

  • Grants the lender the right to exercise foreclosure and sale remedies where permitted by law.

• Homestead Waiver

  • Includes provisions addressing waiver of applicable homestead rights and exemptions.

• Customizable for a Variety of Transactions

  • Residential property purchases
  • Seller-financed transactions
  • Private mortgage lending
  • Investment property financing
  • Family loans secured by real estate

Why Should You Use This Alabama Mortgage Form?

A properly drafted mortgage agreement helps establish the lender's legal claim against the property and provides important protections if the borrower fails to meet repayment obligations. Clearly documenting loan terms, borrower responsibilities, default remedies, and foreclosure rights can help strengthen the enforceability of the rights of the parties, if disputes arise and/or legal action becomes necessary.

Whether you are financing a home purchase, providing private financing, or securing a real estate investment loan, this Alabama Mortgage Form provides a practical starting point that can be customized to suit your specific transaction.

Product Details

• Instant download
• Microsoft Word (.docx) format
• Fully editable and customizable
• Easy to complete
• Suitable for Alabama real estate transactions

Download this Alabama Mortgage Loan Form today and quickly create a professional mortgage agreement that clarifies the rights and obligations of both parties to the loan transaction.

Alaska is a deed of trust state, and mortgage lenders use this Deed of Trust instead of a mortgage to secure home purchase loans.

• The Deed of Trust conveys title to the property to a third party trustee (often a title company), and not to the borrower.
• The trustee holds the title as security for the loan, to make sure that the borrower makes payments on time and performs its other obligations under the loan agreement and Note.
• If the borrower defaults under the loan agreement or Note, the trustee has the authority to sell the property on behalf of the lender.
• The Deed of Trust contains uniform covenants as well as State-specific non-uniform provisions covering non-judicial foreclosure and power of sale, and the lender's right to demand full payment for repeated breaches.
• The Alaska Deed of Trust form can be re-used for each mortgage loan your office approves. Buy and download the template now.

Retain a sales agent and a trustee in connection with a public offering of shares under a prospectus with this Agency and Trustee Agreement for Alberta issuers.

• The issuer (offering corporation) retains the Agent to sell the securities on a 'best efforts' basis.
• The Trustee will hold all subscription funds on behalf of the issuer.
• The Agent may enter into arrangements with other investment dealers registered to sell securities in Alberta, at no additional cost to the issuer.
• The Trustee will keep the subscription funds in a daily-interest escrow account or in short-term interest-bearing securities.
• The issuer indemnifies the Trustee against claims or losses, and against its costs incurred in the performance of its duties.
• The issuer also indemnifies the Agent against claims or losses, costs or expenses (except loss of profits).
• Available in MS Word format.
• Intended to be used in the Province of Alberta, Canada.

Assign a mortgage to another mortgagee with this free Alberta Assignment of Mortgage form.

• The current mortgage lender assigns the mortgage loan to a third party (for instance, another lender who is taking over the assets of the existing lender).
• This is a free form available in MS Word format.
• Intended for use only in the Province of Alberta, Canada.

Use this template Collateral Mortgage and Promissory Note for credit facilities in Alberta.

• A collateral mortgage can be used to secure a line of credit, a revolving loan, or other credit facility where the balance owing changes from time to time.
• The borrower is responsible for insuring, repairing, and maintaining the mortgaged property and for paying all taxes and assessments.
• The lender is appointed as the borrower's attorney (agent) for the purpose of recovering any insurance proceeds with respect to the property.
• The lender has power of attorney to sell, lease or encumber the property if the borrower defaults in its obligations.
• The full balance owing is immediately payable if the borrower sells the property or, if the borrower is a corporation, there is a change in control.
• This is a downloadable legal template in MS Word format.
• Intended for use in the Province of Alberta, Canada.