Financial Forms

If you are selling a real estate property in Pennsylvania, you can assist the buyer by carrying part or all of the purchase price with this Contract for Deed (purchase money mortgage).

• Under the terms of this Contract, the seller effectively becomes the mortgage lender for the balance of the purchase money.
• Title will transfer to the buyer once payment in full of all principal and interest has been received by the seller.
• The seller has the right to take back the property if the buyer defaults in payment.
• At the seller's option, the balance can be repaid by monthly payments with or without interest until paid, or monthly payments with interest for a fixed number of payments with a balloon payment at the end to pay out the balance.
• This form is in MS Word format and is fully editable to fit your exact circumstances.
• Intended to be used only in the Commonwealth of Pennsylvania.

Place a mortgage on a residential property in Pennsylvania with this fixed rate mortgage form.

• The mortgage form contains both uniform (multistate) covenants under federal mortgage regulations and non-uniform covenants pursuant to Pennsylvania law, including discharge of the mortgage upon payment in full, and provisions for foreclosure of the mortgage if the borrower defaults.
• The mortgage secures the lender's position in connection with a loan and a promissory note signed by the borrower.
• This is a downloadable and fully editable legal template for single family dwellings.
• Available in MS Word format.
• Intended to be used only in the Commonwealth of Pennsylvania.

If you need a client to provide a Net Worth Statement before you provide financial services, then this digital template form is ideal for you.

What information is gathered by the form?

When filling out the form, the client is asked to provide information concerning all present assets, liabilities and financial details (bank accounts, investment funds, mortgages, etc.)

What else is included in the template?

The Net Worth Statement form includes a Disclosure and Release Statement, which authorizes the financial advisor to use the information for certain specific purposes.

Format and Use

This Personal Net Worth Statement template is available in MS Word format and can be used anywhere. It's downloadable and fully customizable so you can tailor it to your unique needs.

USA lenders, secure repayment of a loan with this Plain Language Promissory Note.

• The Promissory Note form is drafted in language that is clear, concise, and easy for a borrower to understand.
• The principal and interest are to be repaid by a series of equal monthly installment payments.
• Any amount of principal and/or interest not paid on time bears late charges calculated as a percentage of the overdue payment amount.
• The template is not State-specific and can used anywhere in the United States.
• This is a downloadable and customizable legal form template in MS Word format.

Purpose of Document

When securing a loan with shares of stock, the borrower is required to sign a pledge of the shares. This form establishes that the lender will hold the shares as collateral to guarantee repayment of a promissory note.

Lender's Rights and Restrictions

The lender is granted the authority to instruct the issuing company to transfer the ownership of the pledged shares into the lender’s name on the company’s records. However, the lender is not permitted to sell, encumber, or collect dividends on the shares while they are held as security.

Borrower's Rights

The borrower retains the right to vote the shares, provided that he or she is not in default under the terms of the promissory note.

Release of Shares

Once the loan is fully repaid, the shares will be transferred back to the borrower.

Availability of Form

The Pledge of Shares form will download immediately following purchase. This document can be used throughout the United States.

Canadian investment firms, prepare your client contracts with this template Portfolio Management Agreement for Canada.

• The client retains the investment firm to manage and operate its portfolio for an annual fee which is calculated as a percentage of the value of the portfolio.
• The investment firm is responsible for investing and managing the portfolio, and guarantees a minimum annual return.
• Any returns over and above this minimum will be divided between the client and the firm (as an additional management fee).
• The client agrees to indemnify and hold the firm harmless against claims, liabilities, damages and expenses arising as a result of its performance of its duties under the agreement.
• Available as a fully editable MS Word template.
• Intended to be used only in Canada.

Subordinate the security interest of an existing lender to a new lender under the terms of this Postponement Agreement for Canadian provinces with PPSA legislation.

• The parties to the Agreement are (i) a borrower, (ii) the borrower's new lender, and (iii) a previous lender who is still owed money by the borrower.
• The first lender agrees to postpone its security to the new lender's security, notwithstanding that the previous lender is a secured creditor.
• The purpose of the Agreement is to induce the new lender to provide the borrower with loan financing, a line of credit, or other type of borrowing arrangement.
• This legal contract is available in MS Word format and is easy to download and use.
• The Postponement Agreement can be used in any province or territory in Canada which has a Personal Property Security Act.

Use this handy preparation checklist and planning guide to help you get ready for a meeting of investors.

• This free checklist covers the various aspects involved in holding an investor meeting, including:
  • making travel arrangements for out-of-town attendees,
  • rehearsal,
  • staging,
  • follow-up.
• If your company has investors who are not actively involved in the business, this guide can help you develop your investor relations strategy.
• Available as a free PDF download.

Prepare a Priorities Agreement between a debtor and two lenders with this ready-made template.

• The lenders are both secured parties under loan agreements or credit arrangements with the debtor. The Agreement sets out the priority of the lenders' security positions.
• Each of the lenders agrees that its security will rank equally in priority, notwithstanding the date of execution or registration, or other factors.
• Any default by the debtor will be deemed to be a default under security held by each of the lenders.
• This is a generic legal contract which does not specifically reference the laws of any country, state or province.
• The Priorities Agreement Between Two Lenders is in MS Word format and is easy to download and use.

If you are loaning money to a family member or close friend, you can secure the loan with this Promissory Note to be Forgiven on Death.

• This promissory note template provides that the balance outstanding on the loan will be forgiven when the lender dies.
• The borrower agrees to make monthly payments against the loan secured by the promissory note.
• The borrower can prepay the full amount at any time without paying a prepayment penalty.
• If the lender dies before the loan is completely repaid, any balance remaining unpaid at that time is forgiven.
• This Promissory Note to be Forgiven on Death of Lender form is a downloadable MS Word file which can be used anywhere.